What is a Travel Health Insurance?

There are different types of travel insurance. Some are part of the ticket cost that you have purchase for whether your traveling sea or air. The recent terror attacks,  gave birth to a new and different kind of travel insurance. Insurance companies cover accidents that happened inflight. It also covers flights that are cancelled and flights that stopped midway.

Travel health insurance is an insurance that you have to purchase for yourself. This is often availed by people who are planning to stay in a abroad for a long period of time. Most travel health insurance are offered to people who are planning to stay in country from a minimum of two weeks to a year. For travelers who will be staying for more than a year, the insurance package is renewable up to two years.

The most common type of insurance is the International Medical Insurance, it can reimburse the medical expenses that you incur incase you get sick while traveling abroad.

Depending on the package that you availed, it covers your extended stay in the hospital as well as for emergencies. Some travel health insurance also includes coverage for emergency evacuation, in case you are needed to be transported to another location for a treatment, accidents, death benefits and other travel assistance services. Part of an Insurance companies offers travel health insurance provides coverage without the benefit of underwriting. Meaning that the person does not need to undergo medical examinations to avail the package.

Annual Medical is another type of travel health insurance, this offers maximum coverage level and an option to include fammily members. It is a combination of a health and life insurance. Families who are extending their stay on foreign land usually avails this type of insurance.

It is also the same for employees who are assigned to work abroad. There are even plans that provides coverage for both home and abroad if the person travels back and forth so often.